Investment Options

What would you say if we offered to provide you a guarantee of retirement income for life?

Empower Retirement IRA offers a retirement income product,1 Great-West SecureFoundation® guarantee, which:

• Protects your retirement income when the market goes down2

• Increases your retirement benefit when the market goes up

• Provides you a retirement income for life3

Great-West SecureFoundation is a guaranteed income benefit offered through a contingent deferred annuity issued by Great-West Life & Annuity Insurance Company (GWL&A) and is GWL&A's promise to provide a payment of guaranteed income subject to the terms and conditions of your annuity and the claims-paying ability of GWL&A. To take advantage of SecureFoundation, you'll need to invest in one of the Great-West SecureFoundation funds4,5, which are subject to investment risk.

Yes! I'd like to elect Great-West SecureFoundation.

Please consider the investment objectives, risks, fees and expenses carefully before investing. For this and other important information, please refer to the fund and product prospectus available from your registered representative. Read them carefully before investing.

Great-West SecureFoundation® Flier

Please consult with your financial advisor, call (877) 804-6257 to speak to a retirement consultant, or
email us at

1 This guaranteed income benefit is offered through a group fixed deferred annuity (or individual fixed deferred annuity in certain states) issued by GWL&A (Form GLWB-IRA series). GWL&A is not licensed to do business in New York. This annuity may not be available in all states.

2 Great-West SecureFoundation's guaranteed income benefit does not guarantee the investment performance of the applicable Great-West SecureFoundation Fund. Its guaranteed income benefit is subject to the claims paying ability of Great-West Life & Annuity Insurance Company. Neither Great-West Funds, Inc. nor Great-West Capital Management, LLC is responsible for any payments under SecureFoundation's guaranteed income benefit.

3 Excess Withdrawals or transfers out can deplete the Covered Fund Value and affect the potential guaranteed income benefit.

4 Asset allocation and balanced investment options are subject to the risks of the underlying funds, which can be a mix of stocks/stock funds and bonds/bond funds. For more information, see the prospectus and/or disclosure documents.

5 The principal underwriter of Great-West Funds, Inc. is its affiliate GWFS Equities, Inc., Member FINRA/SIPC. The Great-West SecureFoundation Balanced Fund and the Great-West SecureFoundation Lifetime Funds are managed by Great-West Capital Management, LLC (GWCM) and may invest in other funds advised by GWCM, funds that are sub-advised by affiliated and unaffiliated sub-advisers retained by GWCM, and funds that are advised by affiliated and unaffiliated investment advisers of GWCM. The Great-West SecureFoundation Lifetime Funds may also invest in a fixed interest contract issued and guaranteed by Great-West Life & Annuity Insurance Company.