With the The Great-West Lifetime Funds1, you get an asset allocation strategy designed to adjust over your lifetime, providing you with a diversified mix of investments spread across multiple asset classes in a single investment option. By choosing the Great-West Lifetime Fund closest to the date you anticipate withdrawing funds, you invest in a single fund that can help address your need for retirement readiness at all stages of life—before, at and during retirement.
The Great-West Lifetime Funds include these core features:
1. A lifetime investing approach
2. Expert consultation from Morningstar Investment Management LLC.
3. A wide array of leading investment managers
4. Dynamic portfolios with over 20 underlying funds2
5. A blend of active and passive investment management
The Great-West Lifetime Funds are designed to fit all the stages of your life—whether you're 20 years old or 20 years into retirement.
There are several Great-West Lifetime Funds, and choosing the right fund is simple. If you know when you plan to retire, you know which fund to choose. As the date in the name of the fund gets closer, the mix of investments becomes more conservative to help protect your retirement savings.
The date in a Great-West Lifetime Fund's name represents an approximate date when an investor is expected to retire (which is assumed to be at age 65) and/or begins withdrawing money. The principal value of the funds is not guaranteed at any time, including the target date. For more information, please refer to the fund prospectus and/or disclosure document.
To help you decide which Great-West Lifetime Fund may be right for you, refer to the chart:
| If you were born between... | You may want to choose this Great-West Lifetime Fund |
| 1955 or earlier | Great-West Lifetime 2015 Fund |
| 1956-1965 | Great-West Lifetime 2025 Fund |
| 1966-1975 | Great-West Lifetime 2035 Fund |
| 1976-1985 | Great-West Lifetime 2045 Fund |
| 1986 or later | Great-West Lifetime 2055 Fund |
| The table shown is only intended as a guide based on the overall design of the funds. It is not intended as financial planning or investment advice. Please consult with your financial planner or investment advisor as needed. | |
Please consider the investment objectives, risks, fees and expenses carefully before investing. For this and other important information, you may obtain mutual fund prospectuses and/or disclosure documents from your registered representative. Read them carefully before investing.
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1 Asset allocation investment options are subject to the risks of the underlying funds, which can be a mix of stocks/stock funds and bonds/bond funds. For more information, see the prospectus and/or disclosure documents.
2 The principal underwriter of Great-West Funds, Inc. is its affiliate GWFS Equities, Inc., Member FINRA/SIPC. The Great-West Lifetime Funds are managed by Great-West Capital Management, LLC (GWCM) and may invest in other funds advised by GWCM, funds that are sub-advised by affiliated and unaffiliated sub-advisers retained by GWCM, funds that are advised by affiliated and unaffiliated investment advisers of GWCM, and in a fixed interest contract issued and guaranteed by Great-West Life & Annuity Insurance Company (GWL&A). Great-West Funds, Inc. and GWCM are subsidiaries of GWL&A.
Morningstar Investment Management LLC is a registered investment adviser and a subsidiary of Morningstar, Inc. Morningstar Investment Management LLC and Morningstar are not affiliated with GWFS Equities, Inc., its parent company Great-West Life & Annuity Insurance Company, or any other affiliated companies and/or subsidiaries.